This could be the most expensive thing you didn’t know about..

Most people are unaware of how much money they’re losing to investment fees—simply because no one teaches us how to spot them, let alone avoid them.

So, let’s break this down clearly.

Let’s say you begin investing $400 per month at age 25, and your portfolio earns an average annual return of 10%. That’s a fairly standard projection.

Now here’s the difference that fees make:

If you invest independently using something like a low-fee index fund (with fees around 0.2%), by retirement you could be sitting on approximately $2.1 million.

But if you go through a financial advisor or managed fund charging 2.5% in fees (which is surprisingly common), that total drops to $1.13 million.

That’s nearly $1 million lost—just in fees.
Not lost to poor performance. Not lost to market downturns.
Lost to the cost of letting someone else do what you could do yourself.

And it doesn’t stop there.
With $2.1M, you could comfortably withdraw $85,000 annually in retirement.
With $1.13M, your safe withdrawal drops to $45,000.

That’s a $39,000 annual income gap.
It could mean the difference between choice and compromise:
– Freedom to travel, upgrade your home, or enjoy your lifestyle…
– Versus cutting costs, living frugally, and worrying about whether your money will last.

The harsh truth?

That money didn’t vanish. It was redirected—into someone else’s pocket.

And this is exactly why learning how to invest on your own is not optional anymore.
It’s essential.

The good news? It’s not as hard as it seems.
It’s just that most people were never shown how.

That’s exactly why I created my Invest in Yourself Workshop — to help you take control, build confidence, and keep your wealth where it belongs: with you.

I’ll walk you through the basics, the strategy, and the tools—step by step.

Reserve your spot here.

Because there is absolutely no reason to hand over hundreds of thousands (or millions) in fees when you’re more than capable of managing your own wealth.

Let’s make sure your money works for you, not for someone else.

See you there,
Jaya